Resources Overview
Credit Builder credit card
Why the Credit Builder Credit Card?
Build positive credit while working to remove and resolve the bad.
Low $200 limit so you won’t go into debt
No credit check = No stress
Designed to help you build credit faster by reporting 6 times a month
Reports to all 3 credit bureaus
Smart Credit credit monitoring
Why use credit monitoring?
Credit monitoring watches your credit reports and alerts you to changes in them, and protects you from identity theft.
Free 3B Credit Report
Score Tracker, Builder & Master
Control your future credit score
Smart Credit Report®
Interactive report with action buttons
ID Theft Alerts Stop identity theft with a button
$1M ID Fraud Insurance*covers your whole family
Setting up SmartCredit using the link below is required for Platinum Credit NOW memberships
YOUR Credit is important!
Chime - Credit Building Credit Card
WHY USE THE Chime Credit CARD?
Improves credit scores by and average of 30 points
No annual fee
No interest
No credit check
*For more information click the link below.
Self
WHY USE SELF?
Credit Builder Loan
No credit score required
No hard pull
Monthly payments as low as $25 (Money back minus fees at end of term)
*For more information click the link below.
Experian Boost
WHY USE EXPERIAN BOOST?
Score Booster
100% free
Takes effect immediately
Safe and Secure
*For more information click the link below.
Personal Debt Consolidation Loans
WHY USE Debt Consolidation loan link?
Checking rates won't hurt your credit score
Single form, multiple personalized loan offers
Loans up to $100K. Rates from 5.99% APR
A debt consolidation loan can simplify your finances and lower your interest rate
*For more information click the link below.
High-Yield Savings Accounts
WHY USE a High-yield savings account?
Reach your credit and financial goals faster with a high-yield savings account
Safeguard against inflation
Grow your money faster with competitive interest rates
Federal-insured
*For more information click the link below.
Credit Acorn DIY Credit Repair
WHY USE Credit acorn?
Advanced AI technology for credit dispute
Powerful Dispute letters that get real results
Tailored Credit Action Plans for easy DIY credit repair
Monthly Tracking System
Credit repair that is easy, cheap, and very effective
*For more information click the link below.
BANKRUPTCY LEGAL
SERVICES
FREE INITIAL TELEPHONIC CONSULTATIONFLEXIBLE PAYMENT PLANSEVENING & WEEKEND
APPOINTMENTS AVAILABLE
Bankruptcy Consultation
Is Bankruptcy the right answer for you?
Do you have thousands of dollars in past-due debt and there is no plan that can help you get out of debt within 5 years
Creditors are harassing you
You feel stuck and don’t see a light at the end of the tunnel
You can get out of debt, maybe, but you would have to deplete your savings, investments, and/or retirement
You are seeking or are enrolled in a debt management plan
Bankruptcy may be the answer to help you towards your credit and financial goals, but before you decide contact David Andrade Law to schedule a free consultation. He will review your situation to determine if bankruptcy is the best option for you. If it is we will be there working side by side with your attorney during the bankruptcy to make sure you make the best moves for your finances and credit. Then when the bankruptcy is complete we will clean up, rebuild, and set you up for financial and credit excellence.
StellarFi - Pay Bills & Build Credit
WHY USE stellarFi?
Build Credit with every bill you pay!
StellarFi works with you on something you already do – pay your bills. But most of your bill payments go unreported because they are not made on loans or credit cards.
Every month you pay your bills on time, yet that positive money habit isn’t reflected on your credit report. StellarFi changes that. With your StellarFi Bill Pay Card we pay the bill, you automatically pay us back, and we report your on-time payments to Experian® and Equifax®. Now your everyday bill payments, like your phone bill, rent, gym membership, and favorite streaming service, can increase your credit score. Easy peasy.