Full Service Credit Coaching and Financial Management

Do-It-Yourself

FREE DIY Credit Acorn

Take control of your credit journey with DIY Credit Acorn, an empowering, user-friendly platform designed to help you understand, improve, and monitor your credit

Whether you’re working toward financial independence or preparing for major life goals like buying a home or starting a business, DIY Credit Acorn provides the tools and resources you need to succeed—all at your fingertips.

FREE with SmartCredit credit monitoring for just $34.99/month (cancel anytime, no hassle), you get access to powerful tools and resources designed to help you confidently take control of your credit journey.

DIY Credit Acorn gives you the power to take control of your financial future without the need for expensive services or lengthy commitments. Start building the credit you deserve today!

Do-It-For-You

$150 Setup/Initial Plan Fee
$139/month*

Sit back and let the experts handle your credit improvement journey! With our Do-It-For-You Program, we take care of every step—from creating a personalized action plan to managing disputes and updates—so you can focus on your goals while we work to build the credit you deserve.

The Do-It-For-You Program is perfect for busy professionals, first-time homebuyers, or anyone feeling overwhelmed by credit challenges. Whether you’re preparing for a major financial milestone or want a hands-off approach to improving your credit, this program lets experienced professionals handle it all so you can focus on your goals.

*Must set up Credit Acorn: www.creditacorn.com

Areas of Expertise

Credit Education

In the ever-changing world of credit, our coaches keep up-to-date with the newest information regarding credit and how the information reporting on your credit report will affect your credit score and hence your ability to get approved for credit.

Dealing with credit is not always common sense, but our coaches know how to manage the complexities of the different credit algorithms. We take pride in clearly, explaining and navigating the often foggy landscape of credit and how it affects your credit score.

Establishing Credit

Establishing credit is an important part of having an excellent credit rating, in fact, lenders require active and open tradelines to determine your creditworthiness. Most lenders today are looking for at least three tradelines and like to see at least 12 months of established credit. Credit can be hard to establish if you have had a rough past or if you have never established credit, but this is where our diligence to align with resources comes in handy.

We are here to provide you with the resources for the best ways to establish credit, maintain credit, and use credit wisely.

 

Home Loan Preparation

We understand that many of our clients have major credit goals and one of them is oftentimes buying their first home credit is a huge part of making that a reality. However, don’t make the mistake that working with a credit repair company and disputing items on your credit will prepare you to be get qualified for a home loan. You need a credit coach that has several years of experience as a loan officer.

At Platinum Credit NOW our coaches have been trained by a home loan specialist to look at credit with a lender’s eyes so that you get a tailored plan that will improve your credit and put you in a position to be approved for a home loan.

If your dream is to own your own home you owe it to yourself to work with credit experts that know what needs to be done and are dedicated to creating a step-by-step plan so that you can obtain homeownership.

 

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