Resources

Find the resources that will aide your journey towards great credit.

Credit Builder Credit Card
Why the Credit Builder Credit Card?
  • Build positive credit while working to remove and resolve the bad.

  • Low $200 limit so you won’t go into debt

  • No credit check = No stress

  • Designed to help you build credit faster by reporting 6 times a month

  • Reports to all 3 credit bureaus
Chime - Credit Building Credit Card
WHY USE THE Chime Credit CARD?
  • Improves credit scores by and average of 30 points

  • No annual fee

  • No interest

  • No credit check

*For more information click the link below.

Self
WHY USE SELF?
  • Credit Builder Loan

  • No credit score required

  • No hard pull

Monthly payments as low as $25 (Money back minus fees at end of term)

*For more information click the link below.

Experian Boost

WHY USE EXPERIAN BOOST?

  • Score Booster

  • 100% free

  • Takes effect immediately

  • Safe and Secure

*For more information, click the link below.

Personal Debt Consolidation Loans

WHY USE Debt Consolidation loan link?

  • Checking rates won’t hurt your credit score

  • Single form, multiple personalized loan offers

  • Loans up to $100K. Rates from 5.99% APR

  • A debt consolidation loan can simplify your finances and lower your interest rate

*For more information click the link below.

High-Yield Savings Accounts
WHY USE a High-yield savings account?
  • Reach your credit and financial goals faster with a high-yield savings account

  • Safeguard against inflation

  • Grow your money faster with competitive interest rates

  • Federal-insured

*For more information click the link below.

Credit Acorn DIY Credit Repair

WHY USE Credit acorn?

  • Advanced AI technology for credit dispute

  • Powerful Dispute letters that get real results

  • Tailored Credit Action Plans for easy DIY credit repair

  • Monthly Tracking System

  • Credit repair that is easy, cheap, and very effective

*For more information, click the link below.

StellarFi - Pay Bills & Build Credit
WHY USE stellarFi?

Build Credit with every bill you pay!

StellarFi works with you on something you already do – pay your bills. But most of your bill payments go unreported because they are not made on loans or credit cards.

Every month you pay your bills on time, yet that positive money habit isn’t reflected on your credit report. StellarFi changes that. With your StellarFi Bill Pay Card we pay the bill, you automatically pay us back, and we report your on-time payments to Experian® and Equifax®. Now your everyday bill payments, like your phone bill, rent, gym membership, and favorite streaming service, can increase your credit score. Easy peasy.

Smart Credit credit monitoring

Why use credit monitoring?

Credit monitoring watches your credit reports and alerts you to changes in them, and protects you from identity theft.

  • Free 3B Credit Report

  • Score Tracker, Builder & Master

  • Control your future credit score

  • Smart Credit Report®

  • Interactive report with action buttons

  • ID Theft Alerts Stop identity theft with a button

  • $1M ID Fraud Insurance*covers your whole family

    Setting up SmartCredit using the link below is required for Platinum Credit NOW memberships

Bankruptcy Consultation
BANKRUPTCY LEGAL SERVICES

FREE INITIAL TELEPHONE CONSULTATION – FLEXIBLE PAYMENT PLANS -EVENING & WEEKEND APPOINTMENTS AVAILABLE

Is Bankruptcy the right answer for you?

  • Do you have thousands of dollars in past-due debt and there is no plan that can help you get out of debt within 5 years

  • Creditors are harassing you

  • You feel stuck and don’t see a light at the end of the tunnel

  • You can get out of debt, maybe, but you would have to deplete your savings, investments, and/or retirement

  • You are seeking or are enrolled in a debt management plan

Bankruptcy may be the answer to help you towards your credit and financial goals, but before you decide contact David Andrade Law to schedule a free consultation. He will review your situation to determine if bankruptcy is the best option for you. If it is we will be there working side by side with your attorney during the bankruptcy to make sure you make the best moves for your finances and credit. Then when the bankruptcy is complete we will clean up, rebuild, and set you up for financial and credit excellence.

5-Star Google Reviews

Posted on Google Google
James profile picture
James
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
⭐⭐⭐⭐⭐ I'm so happy to give Alicia and her associate at Platinum Credit the best rating possible! Rebuilding my credit through this company has been one of the smartest decisions I’ve made. In just over two months, I’ve seen real growth in my credit scores. I followed every step they gave me—and it truly worked. Thank you so much, Alicia, for your professionalism, support, and care. Highly recommend! – Maxine
Posted on Google Google
Roderick Jackson profile picture
Roderick Jackson
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great services
Posted on Google Google
Ronda Tuggle profile picture
Ronda Tuggle
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Platinum Credit has been very courteous, prompt, and diligent with assisting me with my credit repair. Alicia and her team is very professional and helpful throughout repairing my credit process.
Posted on Google Google
Frederick Lyons profile picture
Frederick Lyons
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Has been a blessing to work with and will continue to work hard with this Team in the future
Posted on Google Google
Sherry Moore profile picture
Sherry Moore
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Ally was very helpful in aiding me in clearing up old bills that had been paid as well as directing me in how to build up my credit to improve my credit ratings .. I highly recommend her services!